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Financial · Index Gold

US Bank Stability & Branch Coverage Index

What is the stability & coverage of US banking?

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quarterly
Coverage
Systemic
Plan
Gold
Financial · Index Gold

US Bank Stability & Branch Coverage Index

0 / 100
Stable

US · Systemic

Confidence0.90
Live · quarterly · next ~90d

Top drivers

  • Capital Adequacy Ratios 0.60
  • Deposit Stability 0.25
⌁ mcp.call("adw-004") View →
Forward outlook

Prediction

Horizon
6m
Recommended use
Systemic risk monitoring
Methodology

How it's built

(Branch Density·Deposit Growth)/(Failure Rate·1000)

FDIC BankFindFRED

Version v2.0 · validated to beat a naive baseline · benchmark: FDIC raw (free); S&P/Moody's ratings (proprietary)

Sample response

The object an agent receives

One call returns the answer with its reasoning attached. This is the live sample from build/samples/ADW-004.json.

GET /v1/intelligence/adw-004
{
  "product_id": "ADW-004",
  "entity": "US",
  "score": 0.82,
  "trend": "stable",
  "confidence": 0.9,
  "top_drivers": [
    {
      "factor": "Capital Adequacy Ratios",
      "contribution": 0.6
    },
    {
      "factor": "Deposit Stability",
      "contribution": 0.25
    }
  ],
  "prediction_horizon": "6m",
  "recommended_use": "Systemic risk monitoring",
  "methodology_version": "v2.0",
  "freshness": "2026-04-01T06:00:00Z",
  "coverage": "Systemic",
  "stability_index": 0.82,
  "branch_density_score": 0.75,
  "failure_risk_indicator": "low",
  "source_lineage": [
    "FDIC BankFind",
    "FRED"
  ],
  "allowed_use": "evaluation, commercial"
}
IOM schema

The agent-callable contract

Every product conforms to the 13-field Intelligence Object Model — typed, versioned, and discoverable.

  • product_id
  • entity
  • score
  • trend
  • confidence
  • top_drivers
  • prediction_horizon
  • recommended_use
  • methodology_version
  • freshness
  • coverage
  • source_lineage
  • allowed_use
MCP tool: adw.adw_004
Access options

Consume it your way

  • Dashboard

    Read the score + drivers in the console.

  • REST API

    /v1/intelligence/adw-004

  • MCP tool

    adw.adw_004

  • Marketplace

    List via data marketplaces + the MCP registry.

  • White-label

    Embed under your own brand (Platinum).

Plan requirement

Depth scales with the plan

  • Free Sample object — current score only
  • Silver Current value + entity coverage
  • Gold Full drivers + history + confidence
  • Platinum White-label + bulk + SLA
Compare plans →

Call ADW-004 in one request.